Maybank's 2QFY2025 Net Profit Rises Nearly 4% to RM2.63 Billion as Higher Income Offsets Rising Provisions; Interim Dividend 30 Sen
Malayan Banking Bhd (Maybank) has reported a net profit of RM2.63 billion for the second quarter of the financial year 2025 (2QFY2025), an increase of nearly 4% year on year, as higher income offset rising provisions for bad debts. Earnings per share reached 21.75 sen, and the board declared an interim dividend of 30 sen per share. For the first half of the financial year 2025, the Malaysia-headquartered group posted a net profit of RM5.22 billion, up 4% year on year, extending the growth path of its quarterly result into the half-year figure.
Second quarter: net profit up nearly 4% to RM2.63 billion
KUALA LUMPUR, August 26, 2025 — Malayan Banking Bhd (Maybank) posted a net profit of RM2.63 billion for the second quarter of the financial year 2025, up nearly 4% from the same quarter a year earlier, The Edge Malaysia reported on August 26, 2025. The group's own announcement of the same date put the quarterly increase in net profit at 3.9% year on year, with pre-tax profit for the quarter up 2.0%. Corporate announcements and investor materials of the group are published on the company website at https://www.maybank.com/.
The key reported figures for the quarter are as follows:
- net profit — RM2.63 billion, up nearly 4% year on year (3.9% per the group's announcement);
- pre-tax profit — up 2.0% year on year;
- earnings per share — 21.75 sen;
- net interest income — up 1.1% year on year;
- non-interest income — up 18% year on year.
Both income lines expanded during the quarter. Non-interest income grew markedly faster than net interest income, and the combined rise in income was sufficient to absorb higher provisions for bad debts while still delivering growth in the bottom line. The earnings per share of 21.75 sen translates the quarterly profit into a per-share measure for holders of the group's stock.
Higher income against rising provisions
The defining feature of the quarter was the tension between income and credit costs. Provisions for bad debts rose during the period, yet the 1.1% increase in net interest income and, above all, the 18% expansion of non-interest income more than compensated for that drag. The result is a net profit that grew despite a heavier cost-of-risk backdrop, which distinguishes the second quarter of the financial year 2025 from periods in which profit growth relies on lower or released provisions rather than on the income side of the statement.
First half: net profit of RM5.22 billion, up 4%
For the first half of the financial year 2025, Maybank recorded a net profit of RM5.22 billion, 4% above the corresponding period of the previous year. The half-year figure is consistent with the quarterly pattern: income growth carried the result while provisions for bad debts increased. The near-4% quarterly increase and the 4% half-year increase point to a steady profit trajectory across the first six months of the year rather than to a single strong quarter.
The composition of that growth mirrors the quarterly mix. With net interest income up 1.1% and non-interest income up 18% in the second quarter, the faster-expanding income line provided the momentum that lifted both the quarterly and the half-year net profit above the prior-year comparatives, even as the group set aside more provisions for bad debts.
Interim dividend of 30 sen per share
Together with the results, the board declared an interim dividend of 30 sen per share. The distribution returns part of the quarter's earnings to shareholders and follows the reported earnings per share of 21.75 sen for the second quarter of the financial year 2025. The declaration accompanies a quarter in which net profit rose nearly 4% year on year and the first-half net profit reached RM5.22 billion, so the payout is made against a growing, rather than a contracting, earnings base.
For shareholders, the interim dividend of 30 sen per share is the immediate cash consequence of the reported set: a quarterly net profit of RM2.63 billion, a pre-tax profit up 2.0%, and income lines that expanded on both the interest and the non-interest side despite rising provisions for bad debts.
Company information
Company: Malayan Banking Bhd (Maybank)
Contacts: Maybank Group Communications, Kuala Lumpur; media enquiries via https://www.maybank.com/
Company website: https://www.maybank.com/
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